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Friday, 21 March 2025

Cradle To The Grave - Don't Work

The UK Labour Government has just tinkered with the welfare benefits system .....

Cradle to The Grave Welfare Systems Deincentivise Work
Cradle to The Grave Welfare Systems Deincentivise Work

 .... to save just £5bn pa by 2030 (when double or triple that amount needed to be shaved off it).

We already know that this will probably not work, because it doesn't force the work shy to get jobs and with thousands of virtually unemployables arriving in the UK illegally by sea (plus even more illegal visa over stayers), the benefits system will still expand at a rate that we can't afford. It needed a radical reset, and cuts to change the landscape, but Labour politicians are just not able to face up to the reality that we can't afford the system anymore.

An example of how the system has gone wrong is that to get full state Retirement Pension you need to work for at least 39 years of qualifying work. The full  State Pension is currently £221.20 a week per single person. This amount will be taxed this April or next at the latest.

However if you have never done a day's work  in your life, or just arrived here, the means tested Pension Credit tops up is  nearly the same:

  • £218.15 if you’re single
  • £332.95 if you have a partner 
  • plus housing allowances plus free glasses, dentistry etc. 

It isn't taxed as its means tested, and so is worth more than that of the pension of someone who worked and paid taxes to finance it. So the 'reward' for working 39 plus years is £3.05pw, before taxes take that away.

How can that be morally right? It can't, but politicians are blind to the unfairness of the current system on those who pay for it ... the tax payer. It represents all that's wrong with the current benefit culture. Workers in the UK are taxed until the pips squeak

Every £1 earned is taxed 3 times (actually 4 if you count VAT). The first time as income tax and national insurance on wages. Then, on savings interest in your bank account, and then when you die if you're a home owner, in the form of inheritance tax as most houses are valued at above the lower inheritance amount ..... you'd get more mercy from a pack of hyenas than the British governments thirst for funds, usually to finance social schemes that reward people doing nothing for the country.

The UK is taxing every penny to the maximum, in order to pay for the welfare state and other projects ... I don't mean just the National Health Service, but the ever larger numbers jumping on the benefits band wagon, rather than work ... for example 1 in 8 of under 25's are not in work or training, but are on benefits. We are  basically already training the next cradle to grave on benefits, do nothing, section of our society.

2 comments:

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