The US have a worker/employer pension scheme much like the UK's, often called the 401(k) ...
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| Living From Paycheque To Paycheque |
You contribute a percentage of salary pre-tax and your company matches what you put in up to a certain amount, which can vary from employer to employer in the ranges of 5 - 13% (usually around 6%). If you pay your 401(k) contributions post tax, then your final payout is 100% tax free.
